Earth Month: Protection for You, Your Business, and the Environment

April is Earth Month, marking a time when we revisit ways we can further contribute to helping sustain our environment through innovations, programs, or simply changing our habits.

When you invest in sustainable initiatives, such as electric cars, solar panels, or energy-efficient equipment for your business, you’re more than just investing in your property. You’re also investing in a green future for everyone, and doing your part to increase the amount of sustainable initiatives that touch every part of our lives.

At Merit, we recognize your efforts to go green and can recommend special insurance products that provide ample coverage when you need it.

Insurance Discounts for Electric Vehicles

Electric vehicles (EV) definitely offer a whole host of benefits. No gas tank to fill, lower maintenance costs, plus the peace of mind that you’re leaving a smaller carbon footprint behind.

Since you’re helping to save the environment, we’d like to help you save some money.

If you own an EV or are considering a purchase or lease, be sure to talk to your Merit broker for details on special auto insurance discounts that may apply to your EV.

Protection for Your Home, Business, or Farm Solar Panels

Thanks to government programs such as net metering, Ontario home, business, and farm owners are generating power using sustainable, renewable energy sources such as solar panels. By installing solar panels, your electricity costs will go down and you can earn credits towards your electric bill.

Merit is supporting these initiatives by recommending unique insurance coverage to protect your ground-mounted or roof-mounted solar panel systems under these two options:

• Basic – covers specified risks for depreciated value and pays for hydro costs incurred while your own system is down
• Enhanced – covers all risks for replacement value and includes losses to your solar panel income from interruptions in the future

We can also recommend coverage for other environmental updates to your home, to show our appreciation for helping make the world a greener place for future generations. Talk to your Merit broker to learn more about these special policies.

Protection for Earth-friendly Businesses

When equipment breaks down, you need to repair or replace and remove it quickly to keep your business operating efficiently. These days, special emphasis is put on recycling or responsible disposal of equipment to reduce the amount of contaminants, such as lead, cadmium, and mercury, from entering the environment as the equipment breaks down in a landfill site.

That’s why we can connect you with a business insurance policy that covers not only the repair or replacement of damaged equipment but also for the removal, disposal or recycling of damaged property in a more environmentally-friendly manner

Not only that, this policy also allows for an environmental upgrade sub-limit up to $250,000 for more energy-efficient equipment, allowing you to invest in sustainable initiatives that could mean significant cost-savings for you over the long term while protecting against loss of revenue during installation. Contact your Merit broker for details.

Go Paperless with the MyMerit App

Going paperless whenever possible is at the very root of protecting Canadian forests. We’re proud to have released the MyMerit app in the fall of 2017, giving our customers convenient on-the-go access to their accounts right at their fingertips!

With the free MyMerit app, you can quickly and easily view your policies, vehicle information and coverage, and account information whenever you need it. You can also start a claim, display your digital pink card, find a tow truck, and much more no matter where you are!

Don’t have a smartphone? We can still help you go paperless with ePinkSlip, our new service that can email you a secure link to download policy documents to your tablet or computer. Once downloaded, you can view these documents anytime, even when you’re offline. Contact your Merit broker today for more information.

Start Saving with Merit Today!

Make sure that you, your family, your property, and your business are fully protected. Call your Merit broker for a quote today at 1-800-563-3383 or contact us online.  We’ll customize a homeowner and property, vehicle, or business insurance policy with affordable rates and deductible options that meet your needs.