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Merit Insurance Brokers

Merit Insurance Brokers is an independent Ontario insurance brokerage, providing a full range of home insurance, auto insurance, business, and commercial insurance, life insurance, travel insurance, and group insurance services. Merit provides customized policies and insurance packages to clients across Ontario, with offices in Toronto and Waterdown. Your Merit broker will work for you, and shop around for the best rates, negotiating on your behalf and delivering coverage to help you meet your long-term insurance goals.

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About Merit Insurance Brokers - Toronto, Waterdown, Ontario

Merit Insurance Brokers, Inc.

THE MERIT MISSION

We are a personal service-oriented team of insurance specialists who are committed to building long-term relationships and delivering coverage that reflects each client’s unique insurance needs.

45+ Represented

insurance providers

32 Brokers

working for you

45 Years

in business

500+ Years

of combined experience

45+ Represented

insurance providers

32 Brokers

working for you

43 Years

in business

500+ Years

of combined experience

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Our Blog

Vehicle Replacement & Optiom Style Coverage | Merit Insurance Brokers Inc., Toronto, Waterdown, Ontario, Canada

Vehicle Replacement & Optiom Style Coverage

How Roof Age and Type Affect Your Home Insurance | Merit Insurance Brokers Inc., Toronto, Waterdown, Ontario, Canada

How Roof Age and Type Affect Your Home Insurance

Your 2026 MTO Renewal Guide | Merit Insurance Brokers Inc., Toronto, Waterdown, Ontario, Canada

Your 2026 MTO Renewal Guide

How to Prepare Your Home While You’re Away | Merit Insurance Brokers Inc., Toronto, Waterdown, Ontario, Canada

How to Prepare Your Home While You’re Away

Top 5 Winter Insurance Myths — Busted | Merit Insurance Brokers Inc., Toronto, Waterdown, Ontario, Canada

Top 5 Winter Insurance Myths — Busted

Farm Insurance in Ontario: Preparing for Winter and Beyond | Merit Insurance Brokers Inc., Toronto, Waterdown, Ontario, Canada

Farm Insurance in Ontario: Preparing for Winter and Beyond

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Reader’s Choice Awards 2019 - 2021 - Burlington Post | Merit Insurance Brokers

Testimonials

I have been with Merit Insurance Brokers for almost 15 years it was the best decision I made to have them as my broker. I am totally satisfied with the service I have received over the years.

I have been insured with Merit for almost 20 years. Carolyn has been my broker, she has been so helpful to me, during some very difficult times in my life. I am so very grateful to her, for helping me while I was trying to deal with some pretty horrendous circumstances, and for being so understanding of other situations that have occurred over the years. She is, without a doubt, one of kindest, most considerate people that I have had the pleasure to deal with.

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I have been with Merit Insurance Brokers for almost 15 years it was the best decision I made to have them as my broker. I am totally satisfied with the service I have received over the years.

I have been insured with Merit for almost 20 years. Carolyn has been my broker, she has been so helpful to me, during some very difficult times in my life. I am so very grateful to her, for helping me while I was trying to deal with some pretty horrendous circumstances, and for being so understanding of other situations that have occurred over the years. She is, without a doubt, one of kindest, most considerate people that I have had the pleasure to deal with.

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