Trailer Insurance

Trailer insurance is essential, given the popularity of trailers and recreational vehicles throughout all four seasons in Ontario. Whether taking weekend trips, embarking on cross-country adventures, or living full-time on the road, RV insurance protects against accidents, fires, theft, and other unforeseen events.

  • Coverage extends to contents and items typically found at a campsite.
  • If your RV breaks down, we offer financial assistance for travel expenses to get home.
  • With Guaranteed Replacement Cost, owners of recreational and park model trailers can receive the cost of a brand-new model, even if it exceeds the policy limit.
  • Coverage options are available for towing your trailer to the continental U.S. for up to 180 days.
  • Debris removal and extended warranty on appliances are included.
  • Lock replacement and frozen food protection are covered.
  • The Interested Party Rate Protector covers extra costs if interest rates rise when refinancing the property.

Basic limited emergency roadside service is just a phone call away if you’re stuck at the side of the road.

  • Battery boost
  • Flat tire service
  • Fuel delivery
  • Lockout service

Upgrade to include all the benefits of the Basic plan, plus:

  • Increased towing coverage (up to 500 kilometres)
  • Trip planning assistance
  • Travel and emergency medical advice
  • Pet assistance

Click here to get a Trailer Insurance quote or contact Merit Insurance Brokers to learn more.

RECREATIONAL INSURANCE