How Roof Age and Type Affect Your Home Insurance

A roof over your head isn’t just a saying. In Ontario, it’s what stands between your home…

How U.S. Tariffs Could Impact Your Insurance Costs in Ontario

Global events don’t always feel like they hit close to home — until the impact shows up in everyday expenses…

Does Your Home Insurance Cover Halloween Mishaps?

At Merit Insurance, we know Halloween is full of treats, costumes, and creative decorations, but…

Fall Clean-Up: Preventing Insurance Claims from Seasonal Hazards

As the leaves fall and temperatures drop, fall is the perfect time to prepare your home, property…

Back-to-School Insurance Tips for Families

As summer winds down, families across Ontario are preparing for the back-to-school season…

Flood Risks During Spring Thaw

At Merit Insurance, we know auto insurance can be confusing, and with so much misinformation…

Spring Cleaning Checklist: Overlooked Items in Home Insurance

At Merit Insurance, we know spring cleaning is more than just dusting and decluttering…

Top Home Insurance Claims in Winter and How to Prevent Them

Winter can be a beautiful season, but brings unique challenges for homeowners…

Fall Home Maintenance: Preparing Your Property for Colder Months

As the crisp fall air settles in and the leaves change, it’s time to prepare your home…

Home Preparedness: Power Outages, Water Needs, and Fire Exit Routes

At Merit Insurance, we understand that life can bring unexpected challenges…