Why Work with a Broker?
Whether you are looking for car, property, or business insurance, our Merit brokers understand that each situation is unique, and we work hard to design the best coverage for you, at competitive prices. Here are the top 10 reasons to choose the Merit Difference and work with our brokers for all your insurance needs.
1) The Merit Difference
With Merit Insurance you work with one broker for all your insurance needs. We understand that there’s no such thing as a one-size-fits-all policy when it comes to protecting your hard-earned assets. Your situation is unique, and we work hard to design the best coverage for you, at competitive prices.
“At Merit, we believe the best way to insure you is to know your story”.
2) Advice
Confused about what type of coverage and limit you need? Your insurance broker at Merit is your personal advisor who has the experience to advise you of your options, at no additional cost to you. For example, does your home insurance properly protect you in the event of a loss? Have tenants, run an AirBNB? New drivers in your home? How does this impact your car insurance? Is your business insurance set up to protect you sufficiently?
We can help.
3) Your Merit Insurance Broker Works for You NOT the insurance company
Your broker is not hired to represent a specific insurance company, thus limited to only their products. At Merit we have access to many insurance company’s products, ensuring we recommend the right coverage or limit for your specific insurance needs.
4) Registration with the Insurance Brokers of Ontario
Your Merit insurance broker is licensed through the Registered Insurance Brokers of Ontario (RIBO). RIBO authorizes the licensing of brokers who have met RIBO’s educational standards for all general insurance in Ontario. RIBO requires brokers to meet RIBO requirements in professional competence, ethical conduct, and insurance-related financial obligations and it is self-regulated.
5) Expertise through education
Your Merit insurance broker, at a minimum, has completed mandatory continuing education courses every year to ensure they are up-to-date on the latest developments in the insurance industry.
6) Save Time
Leave the work to your Merit insurance broker. Your Merit broker will search for the right type of home, auto, business, life or alternate types of insurance coverage at competitive pricing.
7) Submit a Claim with ease
You have direct access to your Merit insurance broker meaning they will assist IF you need to make a claim. We have a high success rate for claims made getting paid.
8) Save Money
Now that you found the RIGHT insurance broker, let them help you save money by offering you other insurance lines. Get the right protection AND save money.
Did you know?
- A discount on both home and auto can be a high as 20% if a client has a multi-policy with the same company. Discounts can apply across all policies.
- Waiver of the deductible if the claim involves both home and auto policies. Example: A theft of personal possessions resulting from vehicle break-in.
- Additional liability limits extended by some companies with the automatic inclusion of umbrella coverage.
9) Technology
Access to the MyMerit app, offering instant access to your car policy information, pink card, claims services, and change requests.
10) Financial
At Merit Insurance we offer:
- Convenient payments: Choose 1 of 4 flexible payment plan options to suit your budget.
- Online payments for convenience.
- Savings for multiple lines of insurance under one roof.
Start Saving with Merit Today!
Merit Insurance has you covered with a variety of affordable options to meet your specific needs. Call your Merit broker for a quote today at 1-800-563-3383 or contact us online. Your Merit insurance specialist will find ALL the right insurance products, with affordable rates and deductible options, that meet your needs.
