There’s nothing quite like a summer road trip, long days, open highways, and the freedom to explore. But before you pack up the car and head out, it’s essential to ensure your auto insurance is ready for the journey as well.

At Merit Insurance, we want to make sure you’re covered so that you can focus on the road ahead.

Review Your Coverage

Take a few minutes to revisit your current auto insurance policy. Do you have the proper protection in place, including liability, collision, comprehensive, and roadside assistance? Are there any optional benefits you should consider?

If you’re unsure, reach out to your broker at Merit Insurance. We’ll review your coverage with you and recommend updates if necessary.

Understand What’s Included (and What’s Not)

It’s a common misconception that auto insurance automatically covers everything. In reality:

• Rental Vehicles: Your policy may not cover rental cars. Double-check before declining coverage at the counter.
• Cross-Border Travel: If your trip includes driving out of the U.S. into Mexico, keep in mind that most auto insurance policies won’t cover you once you cross the border.
• Personal Belongings: Items stolen from your car may be covered under home or tenant insurance, not your auto policy.

Adding a Driver? Update Your Policy

Bringing a friend or family member to share the driving? If they’re not already listed on your policy, you may need to add them. It’s a quick update that could make a big difference in the event of an accident.

Your Merit Insurance broker can help you get it done in minutes.

Be Prepared for the Unexpected

Even the best-planned road trips can hit a bump in the road. Make sure you have:

• A copy of your insurance (paper or digital)
• Roadside assistance contact information
• An emergency kit with water, a flashlight, jumper cables, and basic tools

Make It a Safe Summer

Now’s the perfect time to review your coverage and make any changes before your trip. Whether you’re cruising up north, heading across the border, or simply spending more time on the road, the right insurance makes all the difference.

Have questions? Want to update your policy?
Reach out to us, we’re just a call, click, or visit away.