Personal Glass Breakage Insurance

GET A GLASS BREAKAGE INSURANCE QUOTE NOW!

At Merit Insurance, we understand the importance of having options when it comes to home insurance protection. Homeownership is not only one of the largest financial investments Canadians can make, but a home is also a place that provides comfort and a place to build memories with your family.

We offer our clients the world’s best glass coverage for only $60 per year from Beck Glass! To make sure the glass on your home is properly protected without impacting your property insurance and with a zero deductible contact Merit Insurance Brokers. Providing well-structured glass insurance services to property owners at a low cost with big benefits is the Merit Difference.

Benefits of Having This Protection

Coverage for all exterior glass
Coverage for decorative glass*
Coverage for skylights and acrylic dome skylights
Coverage for outbuildings & rentals
No maximum square footage
$25,000 annual aggregate limit
Zero deductible
No HITS – protects home insurance premiums, deductibles, and claims-free discounts
24/7 claim service – “one number does it all”

*Damage to decorative/designer glass is covered either with replacement with clear glass or 100% payout of the clear glass cost.

Personal Glass Breakage Insurance | Merit Insurance Brokers Inc.

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FREQUENTLY ASKED QUESTIONS

Is condensation between glass panes covered?

Windows that have condensation between the panes are called failed sealed units and are not covered under our glass policies. The main cause of condensation is the wearing down of the seal around the edges of the glass allowing the outside air’s moisture in between the glass.

What is glass damage and what type of glass damage is covered?

Our glass insurance policy covers accidental glass breakage. However, not all glass damage is considered a breakage. Breakage occurs when the glass is cracked and/or shattered due to direct physical impact of the glass. Thus, glass damage such as marring, scratching, abrasion, chipping, etching, and graffiti is not covered under our policies.