Boat Insurance

We offer the boat insurance protection you need to enjoy every minute on the water. Whether it’s hoisting the sail, weekend watersports, or luxury cruising, boat insurance helps protect a boat or other watercraft from certain risks both on and off the water.

Benefits

If you’re setting sail anywhere in Canada, the United States, the Caribbean, or the Bahamas, we can tailor a policy to cover your individual needs.
In the event of an accident occurring while embarking or disembarking a boat, policies include medical, death, or funeral benefits.
Should the boat be written off, agreed value coverage pays the owner the amount they insured it for at the time the policy was issued. Available for boats up the 15 years old.
Single Policy Limit coverage – includes hull, engine, and trailer or sailboat cradle all under a single coverage limit
In the event of a robbery or accident, personal effects are covered while on the boat
Damaged or stolen navigation equipment
Loss of Use Coverage – covers the cost for a rental car, taxi, public transit, and additional living expenses while their boat is in for repairs
Emergency towing
Marine Assistance
Guaranteed replacement cost for vessels up the 3 years old

Boating is a fun and exciting experience- don’t let improper coverage take the wind out of your sail. Talk to a Merit broker for a personalized assessment on the liability, medical or physical threats to your watercraft, and get a custom quote today. Click here to get a Boat Insurance quote or contact Merit Insurance Brokers to learn more.