Boat Insurance

We offer boat insurance protection, which you need to enjoy every minute on the water. Whether it’s hoisting the sail, weekend watersports, or luxury cruising, boat insurance helps protect a boat or other watercraft from certain risks both on and off the water.

Benefits

We offer customized policies for your boating needs, whether you’re sailing in Canada, the U.S., the Caribbean, or the Bahamas.
Policies include medical, death, or funeral benefits in the event of an accident while embarking or disembarking the boat.
If the boat is written off, agreed value coverage ensures you’re paid the amount you insured it for when the policy was issued (available for boats up to 15 years old).
Single Policy Limit coverage includes hull, engine, and trailer or sailboat cradle under one coverage limit.
Personal effects are covered in the event of a robbery or accident while on the boat.
Navigation equipment coverage for damage or theft.
Loss of Use Coverage covers rental car, taxi, public transit, and additional living expenses while your boat is being repaired.
Emergency towing and marine assistance are included.
Guaranteed replacement cost for vessels up to 3 years old.

Boating is a fun and exciting experience- don’t let improper coverage take the wind out of your sail. Talk to a Merit broker for a personalized assessment on the liability, medical or physical threats to your watercraft, and get a custom quote today. Click here to get a Boat Insurance quote or contact Merit Insurance Brokers to learn more.