ATV and Snowmobile Insurance | Merit Insurance Brokers, Toronto

ATV and Snowmobile Insurance (Toys)

Whether you’re looking for ATV or snowmobile insurance, we’ve got you covered all season long as you explore Ontario’s scenic nature trails. While ATVs are not considered on-road vehicles, they still require insurance. Unless you’re riding on private property, you’ll need coverage to drive on public land or access public roadways.

Benefits

You can add your ATV or snowmobile to your primary auto policy for bundled savings. Given their high cost, collision coverage protects your investment in case of an accident with an object or another vehicle.
If you damage someone else’s property while operating the vehicle, your policy covers property damage liability and may include legal expenses if they decide to sue. We offer third-party liability coverage up to $5,000,000.
Coverage includes all-terrain vehicles (ATVs) and snowmobiles, plus any additional equipment installed, with a total value of up to $30,000.
4, 6, or 8-wheel ATVs up to 900 cc for personal recreational use.
Snowmobiles up to 900 cc for 2-stroke engines or 1200 cc for 4-stroke engines for personal recreational use.
Optional theft or vandalism coverage is available.

Talk to a Merit broker today for expert advice on the ATV and snowmobile insurance coverage you need. ATVs and snowmobiling is a thrilling experience, but accidents can happen. Protect yourself and your off-road vehicles with the proper insurance. Click here to get an ATV or Snowmobile Insurance quote or contact Merit Insurance Brokers to learn more.