ATV and Snowmobile Insurance (Toys)
Whether you are looking for ATV or snowmobile insurance, you will be covered all season long as you whip through some of Ontario’s finest nature trails. ATVs are not considered on-road driving vehicles, but they still require insurance Unless you are using on your own private property, you will need insurance to drive on public property or access to public roadways.
Benefits
- Your ATV or snowmobile can be added to your primary auto policy for bundled savings
- ATVs and snowmobiles are expensive. Collision coverage protects your investment should you get into an accident with an object or another vehicle.
- If you damage someone’s property while operating the vehicle, your policy covers property damage liability. It may cover legal expenses if the party decides to sue. We can offer third-party liability up to $5,000,000
- All-terrain vehicles (ATVs) and snowmobiles plus additional equipment subsequently installed, up to $30,000 in total value
- 4, 6, or 8-wheel ATVs up to 900 cc’s, that are used for personal recreational purposes
- Snowmobiles up to 900 cc’s for 2 stroke engines or 1200 cc’s for 4 stroke engines, that are used for personal recreational purposes
- Optional theft or vandalism coverage is available.
Talk to a Merit broker today for expert advice on the ATV and snowmobile insurance coverage you need. ATVs and snowmobiling is a thrilling experience, but accidents can happen. Protect yourself and your off-road vehicles with the proper insurance. Click here to get an ATV or Snowmobile Insurance quote or contact Merit Insurance Brokers to learn more.